it's hard to know how much you'll need to save for university if you're not sure how much you're spending. let's work it out, step by step.
if you're feeling concerned, stressed, or overwhelmed by the costs of university, your first step is to create a budget. set aside some time to figure out your expenses and the income from scholarships, bursaries, savings, loans, co-op, and work.
once you've created a budget, try to stick to it as best you can. we encourage you to consider averaging out what your monthly expenses will be. when you receive a large loan or sum of money, it may feel like you have plenty to spend, but you need to think about making your money last throughout the year.